When my 9-year-old son beats up his...

When my 9-year-old son beats up his 5-year-old brother, he always denies wrongdoing. still my kids never have sought insurance coverage for their fights (at least for a like reason far). Adults are different. In single in kind recent insurance case, the combatant admitted wrongdoing and then demanded insurance coverage. Insurance, however, does not cloak intentional injuries. And intent is an issue that many times must be considered in claims that are far more sophisticated than fistfights.

As almost all injuries relate in any way to acts that were intentional, courts have frequently wrestled with the issue of in what manner much intent is ...