a certain number of insurers are op...

a certain number of insurers are optimistic that novel reforms in Canada's most troubl auto markets will easily bear fruit, allowing the industry to overset the unprofitable trends of the past not many years.

In particular, industry watchers point to changes in Ontario--which shows about one-half of all private auto insurance premiums in the country--as a positive sign. one are concerned, however, that regulatory changes in Alberta, which has about 16% of the private auto earned premiums, will have a chilling issue on the market.

A Quilt of Auto Regulations

Each of Canada's 10 provinces and three territories has its