Everybody's doing it--innovation! F...

Everybody's doing it--innovation! From high tech inquiring surprises like MP3 players and camera confined apartment phones, to automotive breakthroughs and blockbuster unsalable articles it seems that every industry is blazing strange trails through innovation and fresh product development.

Well, almost each industry. What is the legacy of innovation in the U health-insurance industry across the past decade or two? Managed care that came and went? An impenetrable wager of health plans with complicated bourns and conditions? Bills that are harder to decipher than ancient Egypt's Rosetta stone? It's not exactly an impressive track record, most numerous people would agree. But things are