lock opener Points * Proponent o...

lock opener Points

* Proponent of the multiline captive agency plan champion its effectiveness in providing for virtually each need of the insurance customer.

* The contract that Farmers Insurance assign places to has with its agents permits them to show another insurer's product to customers if Farmers does not show it or will not write it. State Farm's captive agents, however, are permitted to put up to sale only State Farm products.

* individual critic of the captive agency rule says that agent contracts ne to have more of a bilateral approach, where the two parties have some input into the mutual goals.

In latter years, the ...