It's called the health-insurance he...

It's called the health-insurance headache -- and it's enough to forward business owners and their employee to the doctor.

Mention health insurance to an entrepreneur or chief financial officer and they will groan and shake their heads, because unlike almost any other richness in their business, it's single in kind they have no control across Their only choice is to take the annual double-digit rate increases that have faced employer for the past small in number years, or reduce or discontinue health benefits.

For greatest in number large employers, discontinuing health benefits is not really an option. Jim Anderson, CFO with Brown