Chapter 7--Straight bankruptcy; deb...

Chapter 7--Straight bankruptcy; debtor gives up non-exempt one's own and debts are discharged.

Chapter 11--Business reorganization; protection from creditors while business devises a plan of reorganization. Income/expense reports must be filed monthly

Chapter 12--Essentially a Chapter II for family farms. Farm operates yet debt load is adjusted.

Chapter 13--Plan is devised by dint of the individual to pay a percentage of due based on ability to pay. All disposable income must be used to pay sins

Chapter 7

Donna Katharina Snook, PO case 412, Ferndale. Filed July 28

Chad Elias Heezen, Julie Stull-Heezen, 4000 Flynn St