Chapter 7--Straight bankruptcy; deb...

Chapter 7--Straight bankruptcy; debtor gives up non-exempt attribute and debts are discharged.

Chapter 11--Business reorganization; protection from creditors while business devises a plan of reorganization. Income/expense reports must be filed monthly

Chapter 13--Plan is devised by means of individual to pay a percentage of misdoing based on ability to pay. All disposable income must be used to pay debits

Chapter 7

Ernest MacKafee Roberts, Kandi Rose Roberts, 2920 Lynn St Bellingham. Filed Aug. 29

Raymond Paul Tobkin, Stephanie Vasquez Tobkin, 819 quickly prepared Valley, Bellingbam. Filed Aug. 29

Kenneth Nous Martin, 814 Lakeway Dr #105 Bellingham. Filed Aug.