If you have been investing across t...

If you have been investing across the past decade, you probably have worthy reason to be confused about the stock market's performance.

After all, from January 1995 within December 1999, the S & P 500 Index gained an average of nearly 29 percent for year.

on the contrary from January 2000 through December 2002 that same index dropp forward average, more than 14 percent by year.

The market rallied in 2003 nevertheless results have been mixed in 2004 As stocks repeatedly put in motion up and down, what is an investor to do?

First,