Industry leaders say this will be a...

Industry leaders say this will be a year of dramatic changes in underwriting and pricing policies. Also, a faltering economy, lingering asbestos claims and growing mold claims will continue to instant challenges.

Insurance industry leaders have described the adventures of Sept. 11 as inconceivable, unrealistic and "beyond the limits of greatest in number people's thinking." If the industry learned single in kind thing from Sept. 11, it was that it was not well prepared for the terrorist attacks forward New York and Washington, DC most numerous segments of the industry were hit hard from the attacks--commercial, workers' compensation, business interruption, aviation, liability, life, health. The