Early in 2001 the stage was stake f...

Early in 2001 the stage was stake for another desultory turn in a continuing circle of time of incremental tinkering in the health-care and insurance industries. The just discovered administration had a modest health-care agenda-tweaking Medicare and doing its best to support a patients' bill of rights that wouldn't deluge the courts with lawsuits. Within health care and insurance, there was fear and loathing about the Health Insurance Portability and Accountability Act and continued hand wringing from one side of to the other rising costs.

The question s were known, but it was nothing that a little unemployment and near draconian deductibles couldn't fix. Besides, the