Life insurance companies trying to ...

Life insurance companies trying to expand into countries outside the United States are finding more enigmas than just the language or the publicity Limited access to medical records, testing requirements and cultural differences can create stumbling shapes for companies looking to foreign shores for business.

The attending physician's statement, which industry representatives say can provide vital information for a life underwriter, isn't always available in other countries for an insurance company to review.

In the United Kingdom, the GPR as the physician's statement is called, is the gold standard for life underwriting--often providing all the information privationed to ...