The debate across which is better--...

The debate across which is better--whole life or bourn life--has new twists in the 21st hundred years but the purpose of the policy is still the deciding factor. While boundary insurance provides more coverage for les premium, whole life plans, including all models of permanent insurance, provide consumer with opportunities they can't obtain in term coverage, according to company representatives.

The Internet is driving part of the discussion, turning denomination insurance into a commodity driven according to price, said Tom Beresford, vice president of harvest management for Prudential Financial Inc. A company that isn't in the top quartile of