Simultaneously growing top-line re...

Simultaneously growing top-line reward and increasing profitability is an elusive and challenging goal in most numerous industries. Given the economics of the insurance industry, this can be especially difficult. For chiefly lines of insurance, carriers must wait several years to generate positive delivered cash flow and determine whether or not the business written is in deed value creating. This protracted timing of cash issues makes managing a high-performing insurance company year after year particularly difficult. thus how can one measure and identify carriers who are achieving intelligent growth?

To answer that question, IBM examined five years of operating performance of