If 2001 makes insurance history as ...

If 2001 makes insurance history as the year of the wake-up call, 2002 must steadily be the year of renewed industry creativity.

With "aggregation of risk" as the watchwords, the tightening insurance market is increasingly driving small and midsize companies into the alternative market arena. And that is creating modern challenges for everyone.

The alternative market originated in the 1980 in reaction to a hardened market and availability enigmas In the end, though, the solution created to deal with a transitory situation prov its worth by dint of lasting--and even proliferating--during the protracted soft market that has just completioned ...