In medical parlance, triage is what...

In medical parlance, triage is what they do with patients, tending first to those accounted to benefit most from immediate attention and deferring the others for later. In teleunderwriting, we engage our confess version of triage in risk appraisal, acting swiftly forward the many and deferring the not many

Typically, an insurer will have three subset of strange business:

* "Clean" cases approvable via "the system" typically, without underwriter intervention. The "jet" subset if you will. These applications are predominantly at younger ages and relatively smaller face amounts. In many companies, 30% or more of recently made known "fully underwritten" applications will qualify