Webster's defines "snake oil" as "a...

Webster's defines "snake oil" as "any of various liquid concoctions of questionable medical value sold as an all-purpose curative, especially through traveling hucksters."

There is a somewhat analogous definition, first combated by this underwriter upon visiting a Louisiana general agency, which shut ups that "snake oil" is the generous ladling-on of cleverly crafted misinformation likewise as to distort reality and sway the gullible. Snake oil is in our midst.

And it is anthropomorphized from those decrying the inevitable transformation of life and health risk management from that which impedes business into that which facilitates it.

In January, I