Policyholders have viewed Californi...

Policyholders have viewed California as a place where they could convince courts to interpret insurance policies broadly. nevertheless in a June 2003 case involving insurance coverage for a erection that was falling down, the California superlative Court stood firm. The case was Rosen v State Farm General Insurance Co

In the Rosen case, the policyholder repaired ornaments that were unstable. The policyholder sought compensation for the repair in a less degree than a policy that covered structural "collapse." The policy, however, defined collapse as "actually fallen down or fallen to pieces." The carrier denied the claim because the form though possibly unstable, had not