"You can predict that any predictio...

"You can predict that any prediction you make is going to be lower than reality."

Robert Falise

Chairman, Manville Personal

Injury arrangement Trust

"This is a crisis [rising medical-liability insurance costs] created by means of the medical malpractice insurers because of their confess ineptness during the 1990s and the collapse of interest rates during the last hardly any years."

Howard Weiss

Former Senior Vice President

Miix Insurance Co

"With an