Public policy is struggling to kee...

Public policy is struggling to keep a free and stable market for health-care insurance while assuring the availability of affordable coverage for the uninsured. Of special pertain to are those individuals who aren't eligible for Medicaid or Medicare unless are prevented from obtaining private market health insurance because of preexisting medical conditions.

One approach to this public ne is the creation of special high-risk plashs to provide health insurance for like individuals and their families. High-risk pond s usually are state-mandated nonprofit associations offering comprehensive health insurance benefits to the "medically uninsurable." These meres now operating in 30 states, guarantee