The incline over the past two year...

The incline over the past two years has been for reinsurers to write more primary business--often with the help of ready-made software solutions.

The Reinsurance Association of America reported that reinsurers wrote $382 billion of direct premiums in the United States in 2002 and more than $22 billion in the first half of 2003 or about 11% of gros premiums. The association did not track direct premiums before 2002

Credit the growing amount of direct business in many reinsurers' portfolios to economic factors. During the fine market, reinsurers may have taken forward direct business in order