When the notorious bank robber, Wil...

When the notorious bank robber, Willie Sutton, was asked on what account he robbed banks, he replied, "Because that's where the coin is." The Willie Suttons of today have more sophisticated orderly dispositions and today's victims are more likely to be no-fault insurers, yet the motivation is the same: that's where the riches is.

The sweep of the fraud problem in the no-fault automobile insurance marketplace is staggering. In recently made known York State, for example, the insurance department estimates that fraudulent claims costliness insurers and the premium-paying public upward of $1 billion by year.

The figures, however, do